Medicare Supplement · Plan year 2027
Medigap 2027 premium calculator
See how real 2027 rate filings would change your monthly Medigap premium.
No cost, no obligation. Brokers are paid by the carrier and can compare plans side-by-side for your situation.
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Estimated 2027 monthly premium if approved as requested
$280.00
Range: $279.00 – $283.75 · change of $30.00/month, starting Jan 1, 2027
⚑ Pending: New York has not approved this increase yet, and approved increases are often lower.
- Age (70): New York requires community rating, so every adult on the same plan pays the same price regardless of age. Your age does not change this result.
- Income ($40,000.00): Medigap premiums are not based on income. Income affects your Part B and Part D costs (IRMAA), not Medigap.
- State: these numbers use New York's official 2027 filings. Other states will be added as they publish theirs.
New York 2027 Medigap filings
UnitedHealthcare Insurance Company of New York *NEW 2027
Medicare Supplement Group Standardized & Modernized Plans
- Requested avg
- +12.0%
- Range
- +11.6% to +13.5%
- Members
- 362,109
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- UHLC-134960776
Globe Life Insurance Company of New York *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +11.0%
- Range
- -0.5% to +24.5%
- Members
- 45,127
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- AMLC-134971357
Anthem Healthchoice Assurance, Inc. *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +2.7%
- Range
- 0.0% to +7.7%
- Members
- 25,744
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- AWLP-134962424
Humana Insurance Company of New York *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +21.3%
- Range
- 0.0% to +29.0%
- Members
- 8,662
- Market
- individual
- Effective
- Jul 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- HUMA-134967553
Transamerica Financial Life Insurance Company *NEW 2027
Medicare Supplement Group Standardized & Modernized Plans
- Requested avg
- +25.1%
- Range
- +24.3% to +25.4%
- Members
- 7,573
- Market
- group
- Effective
- Apr 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- AEGC-134969225
Excellus Health Plan, Inc. *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +12.7%
- Range
- +8.0% to +24.0%
- Members
- 4,861
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- EXHP-134963724
EmblemHealth Plan, Inc. *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +14.7%
- Range
- +6.2% to +40.0%
- Members
- 3,960
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- HPHP-134977557
Excellus Health Plan, Inc. *NEW 2027
Medicare Supplement Group Standardized & Modernized Plans
- Requested avg
- +13.5%
- Range
- +7.5% to +25.0%
- Members
- 2,409
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- EXHP-134963760
Bankers Conseco Life Insurance Company *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +20.7%
- Range
- 0.0% to +34.3%
- Members
- 2,116
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- BNLB-134964537
Transamerica Financial Life Insurance Company *NEW 2027
Medicare Supplement Individual Modernized Plans
- Requested avg
- +30.0%
- Range
- +30.0% to +30.0%
- Members
- 1,591
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- AEGC-134969376
Highmark Western and Northeastern New York Inc. *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +19.3%
- Range
- 0.0% to +22.2%
- Members
- 1,379
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- HLTH-134989987
Mutual of Omaha Insurance Company *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +2.8%
- Range
- 0.0% to +8.0%
- Members
- 968
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- MUTA-134989297
Globe Life Insurance Company of New York *NEW 2027
Medicare Supplement Group Standardized & Modernized Plans
- Requested avg
- +3.2%
- Range
- -0.5% to +4.0%
- Members
- 389
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- AMLC-134971126
UnitedHealthcare Insurance Company of New York *NEW 2027
Medicare Supplement Group Pre-Standardized Plans
- Requested avg
- +12.0%
- Range
- 0.0% to +12.1%
- Members
- 307
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- UHLC-134960746
CDPHP Universal Benefits Inc *NEW 2027
Medicare Supplement Individual Modernized Plans
- Requested avg
- +18.8%
- Range
- +18.5% to +28.0%
- Members
- 256
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- CAPD-134988185
American Progressive Life and Health Insurance Company of New York *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +2.5%
- Range
- 0.0% to +2.5%
- Members
- 179
- Market
- individual
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- UNAM-134940337
Highmark Western and Northeastern New York Inc. *NEW 2027
Medicare Supplement Group Modernized Plans
- Requested avg
- +8.0%
- Range
- +8.0% to +8.0%
- Members
- 74
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- HLTH-134989992
State Farm Mutual Automobile Insurance Company *NEW 2027
Medicare Supplement Individual Standardized & Modernized Plans
- Requested avg
- +15.0%
- Range
- +15.0% to +15.0%
- Members
- 65
- Market
- individual
- Effective
- Feb 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- STLH-134974930
Nationwide Life Insurance Company *NEW 2027
Medicare Supplement Group Pre-Standardized Plans
- Requested avg
- +30.0%
- Range
- +30.0% to +30.0%
- Members
- 22
- Market
- group
- Effective
- Sep 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- NWLC-134988124
American Progressive Life and Health Insurance Company of New York *NEW 2027
Medicare Supplement Group Standardized Plans
- Requested avg
- +2.5%
- Range
- +2.5% to +2.5%
- Members
- 16
- Market
- group
- Effective
- Jan 1, 2027
- Status
- ⚑ Pending approval
- SERFF #
- UNAM-134940362
| Carrier | Market | Members | Requested avg | Range | Effective | Status | SERFF # |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 362,109 | +12.0% | +11.6% to +13.5% | Jan 1, 2027 | ⚑ Pending approval | UHLC-134960776 |
| Globe Life Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 45,127 | +11.0% | -0.5% to +24.5% | Jan 1, 2027 | ⚑ Pending approval | AMLC-134971357 |
| Anthem Healthchoice Assurance, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 25,744 | +2.7% | 0.0% to +7.7% | Jan 1, 2027 | ⚑ Pending approval | AWLP-134962424 |
| Humana Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 8,662 | +21.3% | 0.0% to +29.0% | Jul 1, 2027 | ⚑ Pending approval | HUMA-134967553 |
| Transamerica Financial Life Insurance Company *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 7,573 | +25.1% | +24.3% to +25.4% | Apr 1, 2027 | ⚑ Pending approval | AEGC-134969225 |
| Excellus Health Plan, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 4,861 | +12.7% | +8.0% to +24.0% | Jan 1, 2027 | ⚑ Pending approval | EXHP-134963724 |
| EmblemHealth Plan, Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 3,960 | +14.7% | +6.2% to +40.0% | Jan 1, 2027 | ⚑ Pending approval | HPHP-134977557 |
| Excellus Health Plan, Inc. *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 2,409 | +13.5% | +7.5% to +25.0% | Jan 1, 2027 | ⚑ Pending approval | EXHP-134963760 |
| Bankers Conseco Life Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 2,116 | +20.7% | 0.0% to +34.3% | Jan 1, 2027 | ⚑ Pending approval | BNLB-134964537 |
| Transamerica Financial Life Insurance Company *NEW 2027 Medicare Supplement Individual Modernized Plans | individual | 1,591 | +30.0% | +30.0% to +30.0% | Jan 1, 2027 | ⚑ Pending approval | AEGC-134969376 |
| Highmark Western and Northeastern New York Inc. *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 1,379 | +19.3% | 0.0% to +22.2% | Jan 1, 2027 | ⚑ Pending approval | HLTH-134989987 |
| Mutual of Omaha Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 968 | +2.8% | 0.0% to +8.0% | Jan 1, 2027 | ⚑ Pending approval | MUTA-134989297 |
| Globe Life Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized & Modernized Plans | group | 389 | +3.2% | -0.5% to +4.0% | Jan 1, 2027 | ⚑ Pending approval | AMLC-134971126 |
| UnitedHealthcare Insurance Company of New York *NEW 2027 Medicare Supplement Group Pre-Standardized Plans | group | 307 | +12.0% | 0.0% to +12.1% | Jan 1, 2027 | ⚑ Pending approval | UHLC-134960746 |
| CDPHP Universal Benefits Inc *NEW 2027 Medicare Supplement Individual Modernized Plans | individual | 256 | +18.8% | +18.5% to +28.0% | Jan 1, 2027 | ⚑ Pending approval | CAPD-134988185 |
| American Progressive Life and Health Insurance Company of New York *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 179 | +2.5% | 0.0% to +2.5% | Jan 1, 2027 | ⚑ Pending approval | UNAM-134940337 |
| Highmark Western and Northeastern New York Inc. *NEW 2027 Medicare Supplement Group Modernized Plans | group | 74 | +8.0% | +8.0% to +8.0% | Jan 1, 2027 | ⚑ Pending approval | HLTH-134989992 |
| State Farm Mutual Automobile Insurance Company *NEW 2027 Medicare Supplement Individual Standardized & Modernized Plans | individual | 65 | +15.0% | +15.0% to +15.0% | Feb 1, 2027 | ⚑ Pending approval | STLH-134974930 |
| Nationwide Life Insurance Company *NEW 2027 Medicare Supplement Group Pre-Standardized Plans | group | 22 | +30.0% | +30.0% to +30.0% | Sep 1, 2027 | ⚑ Pending approval | NWLC-134988124 |
| American Progressive Life and Health Insurance Company of New York *NEW 2027 Medicare Supplement Group Standardized Plans | group | 16 | +2.5% | +2.5% to +2.5% | Jan 1, 2027 | ⚑ Pending approval | UNAM-134940362 |