Medicare Supplement · Plan year 2027

Medigap 2027 premium calculator

See how real 2027 rate filings would change your monthly Medigap premium.

Step 1 — Free
Talk to a licensed ACA broker — free, no obligation

No cost, no obligation. Brokers are paid by the carrier and can compare plans side-by-side for your situation.

Request a broker →

Estimate your 2027 premium

*NEW INFORMATION · 2027

Estimated 2027 monthly premium if approved as requested

$280.00

Range: $279.00 – $283.75 · change of $30.00/month, starting Jan 1, 2027

⚑ Pending: New York has not approved this increase yet, and approved increases are often lower.

  • Age (70): New York requires community rating, so every adult on the same plan pays the same price regardless of age. Your age does not change this result.
  • Income ($40,000.00): Medigap premiums are not based on income. Income affects your Part B and Part D costs (IRMAA), not Medigap.
  • State: these numbers use New York's official 2027 filings. Other states will be added as they publish theirs.
Enter what you pay today. We apply the carrier's officially requested 2027 change — we don't guess base prices.

New York 2027 Medigap filings

  • UnitedHealthcare Insurance Company of New York *NEW 2027

    Medicare Supplement Group Standardized & Modernized Plans

    Requested avg
    +12.0%
    Range
    +11.6% to +13.5%
    Members
    362,109
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    UHLC-134960776
  • Globe Life Insurance Company of New York *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +11.0%
    Range
    -0.5% to +24.5%
    Members
    45,127
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    AMLC-134971357
  • Anthem Healthchoice Assurance, Inc. *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +2.7%
    Range
    0.0% to +7.7%
    Members
    25,744
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    AWLP-134962424
  • Humana Insurance Company of New York *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +21.3%
    Range
    0.0% to +29.0%
    Members
    8,662
    Market
    individual
    Effective
    Jul 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    HUMA-134967553
  • Transamerica Financial Life Insurance Company *NEW 2027

    Medicare Supplement Group Standardized & Modernized Plans

    Requested avg
    +25.1%
    Range
    +24.3% to +25.4%
    Members
    7,573
    Market
    group
    Effective
    Apr 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    AEGC-134969225
  • Excellus Health Plan, Inc. *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +12.7%
    Range
    +8.0% to +24.0%
    Members
    4,861
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    EXHP-134963724
  • EmblemHealth Plan, Inc. *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +14.7%
    Range
    +6.2% to +40.0%
    Members
    3,960
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    HPHP-134977557
  • Excellus Health Plan, Inc. *NEW 2027

    Medicare Supplement Group Standardized & Modernized Plans

    Requested avg
    +13.5%
    Range
    +7.5% to +25.0%
    Members
    2,409
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    EXHP-134963760
  • Bankers Conseco Life Insurance Company *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +20.7%
    Range
    0.0% to +34.3%
    Members
    2,116
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    BNLB-134964537
  • Transamerica Financial Life Insurance Company *NEW 2027

    Medicare Supplement Individual Modernized Plans

    Requested avg
    +30.0%
    Range
    +30.0% to +30.0%
    Members
    1,591
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    AEGC-134969376
  • Highmark Western and Northeastern New York Inc. *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +19.3%
    Range
    0.0% to +22.2%
    Members
    1,379
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    HLTH-134989987
  • Mutual of Omaha Insurance Company *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +2.8%
    Range
    0.0% to +8.0%
    Members
    968
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    MUTA-134989297
  • Globe Life Insurance Company of New York *NEW 2027

    Medicare Supplement Group Standardized & Modernized Plans

    Requested avg
    +3.2%
    Range
    -0.5% to +4.0%
    Members
    389
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    AMLC-134971126
  • UnitedHealthcare Insurance Company of New York *NEW 2027

    Medicare Supplement Group Pre-Standardized Plans

    Requested avg
    +12.0%
    Range
    0.0% to +12.1%
    Members
    307
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    UHLC-134960746
  • CDPHP Universal Benefits Inc *NEW 2027

    Medicare Supplement Individual Modernized Plans

    Requested avg
    +18.8%
    Range
    +18.5% to +28.0%
    Members
    256
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    CAPD-134988185
  • American Progressive Life and Health Insurance Company of New York *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +2.5%
    Range
    0.0% to +2.5%
    Members
    179
    Market
    individual
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    UNAM-134940337
  • Highmark Western and Northeastern New York Inc. *NEW 2027

    Medicare Supplement Group Modernized Plans

    Requested avg
    +8.0%
    Range
    +8.0% to +8.0%
    Members
    74
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    HLTH-134989992
  • State Farm Mutual Automobile Insurance Company *NEW 2027

    Medicare Supplement Individual Standardized & Modernized Plans

    Requested avg
    +15.0%
    Range
    +15.0% to +15.0%
    Members
    65
    Market
    individual
    Effective
    Feb 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    STLH-134974930
  • Nationwide Life Insurance Company *NEW 2027

    Medicare Supplement Group Pre-Standardized Plans

    Requested avg
    +30.0%
    Range
    +30.0% to +30.0%
    Members
    22
    Market
    group
    Effective
    Sep 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    NWLC-134988124
  • American Progressive Life and Health Insurance Company of New York *NEW 2027

    Medicare Supplement Group Standardized Plans

    Requested avg
    +2.5%
    Range
    +2.5% to +2.5%
    Members
    16
    Market
    group
    Effective
    Jan 1, 2027
    Status
    ⚑ Pending approval
    SERFF #
    UNAM-134940362

New York rate history page · All states

Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.