Pennsylvania · FIPS 42127

Wayne County, PA — ACA coverage

Marketplace plans, premium tax credit eligibility, and Medicaid options for residents of Wayne County, Pennsylvania. Updated 2026-06-08.

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Wayne County coverage highlights

Est. marketplace enrollees
7,413
2025 plan year — Pennsylvania total 496,661 ÷ 67 counties.
Premium tax credit
100–400% FPL *NEW 2027
2027: benchmark Silver capped at 2.15%–10.22% of income; no subsidy above 400% FPL. Sourcei
Medicaid expansion
Adopted
Adults up to 138% FPL eligible. Sourcei
CHIP (Pennsylvania CHIP)
319% FPL
Pregnancy Medicaid to 220% FPL. Sourcei
Carriers on marketplace
7
Statewide issuer count — county availability may vary. Sourcei
Medicare 5★ MA-PD (2026)
Not in county
No CMS 5-star MA-PD contract serves this county. Sourcei

Enrollee count is an estimate derived by evenly distributing the state's CMS plan-select total across counties; actual county enrollment varies with population.

How the Wayne County estimate is calculated

Methodology: ACA Beacon does not have county-level enrollment dashboards for every U.S. county. To give you a directional sense of marketplace activity in Wayne County, we take the most recent state-wide Open Enrollment Period (OEP) plan-selection total reported by CMSi (or the state-based marketplace) and divide it evenly by the number of counties in Pennsylvania.

Formula used here: 496,661 total state signupsi ÷ 67 Pennsylvania countiesi = ~7,413 estimated enrollees for Wayne County.

Uncertainty & limitations: Counties vary widely in population, income, and insurer participation. Urban counties typically enroll far more residents than rural ones. This number is a simple average, not a forecast or official CMS county report. Use it as a rough indicator of statewide penetration, not a precise local count.

Last updated 2026-06-08. Data source: CMS OEP state-level plan-selection reports.

ACA marketplace in Wayne County

Residents of Wayne County shop and enroll in ACA marketplace plans at pennie.com/. Plans are rated by county, so available carriers and prices in Wayne may differ from elsewhere in Pennsylvania.

Carriers currently selling in Pennsylvania include: Highmark Blue Cross Blue Shield, Independence Blue Cross, UPMC Health Plan, Geisinger Health Plan, Capital BlueCross, Ambetter from PA Health & Wellness, Oscar Health. The final 2027 carrier list for Wayne County is confirmed when Pennsylvania filings are finalized before Nov 1, 2026.

Premium tax credit eligibility

*NEW INFORMATION · 2027

For 2027, premium tax credits cap a benchmark Silver plan at 2.15%–10.22% of household income. The enhanced subsidies expired, so households above 400% FPL get no credit.

Cost-sharing reduction (CSR) Silver plans further reduce deductibles for households under 250% FPL.

Use our free subsidy calculator or see the full Pennsylvania subsidy & income tables.

Medicaid & CHIP in Wayne County

Wayne County residents may qualify for Medicaid up to 138% of the Federal Poverty Level under Pennsylvania's adopted ACA Medicaid expansion.

Pennsylvania CHIP covers children up to 319% FPL; pregnancy Medicaid covers up to 220% FPL. Apply year-round at www.chipcoverspakids.com · 1-800-986-5437.

Open Enrollment & SEP

*NEW INFORMATION · 2027

2027 Open Enrollment in Pennsylvania: November 1, 2026 – January 15, 2027. Missed it? You may still enroll within 60 days of a qualifying life event (job loss, marriage, birth, move, income change). See Pennsylvania OEP & SEP details.

Other Pennsylvania counties

Sources

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.

The information contained on this website is for educational purposes only. We are not responsible for missing or inaccurate information. Please consult a licensed insurance broker in your state and area for insurance advice. Please consult a CPA for tax or legal advice.